Ohana Pay
Eliminate Unnecessary Processing Fees
With Ohana Pay.
Ohana Pay helps local Hawaii business owners keep more of what they earn with simple, transparent payment solutions customized for small businesses.
Keep More of What You Earn
with Hawaii's Own Payment Processor
Ohana Pay helps business owners keep more of what they earn with simple, transparent payment solutions. No contracts, no hidden fees. Just seamless transactions designed to maximize your bottom line with our Dual Pricing model and local Hawaii support.
Upgrade your current equipment for no extra cost.
You don’t have to keep using outdated tech just because switching feels like a hassle. With Ohana Pay, we make it easy to upgrade your payment setup without spending a dime on the hardware.
If your business qualifies, we’ll hook you up with state-of-the-art equipment at zero cost. Plus, our team handles the setup so you’re not stuck figuring it out alone.
New tech. No cost. No headaches.
Put Thousands Back Into Your Business
Ohana Pay’s dual pricing system gives your customers the choice: pay the standard price with a card or get a discount for paying with cash. It’s simple, transparent, and fully compliant—so you stop giving away 2–4% of every sale.
Whether you run a shop, restaurant, or service biz, we’ll help you keep more of your hard-earned money.
Get a terminal at no cost
Eliminate processing fees with Dual Pricing
No contracts or sign-up fees
Keep more of your profits where they belong: in your pocket
Keep more of what you earn
with Hawaii's Own Payment Processor
No contracts, no hidden fees. Just seamless transactions designed to maximize your bottom line with our Dual Pricing model and local Hawaii support.
Upgrade your current equipment for no extra cost.
You don’t have to keep using outdated tech just because switching feels like a hassle. With Ohana Pay, we make it easy to upgrade your payment setup without spending a dime on the hardware.
If your business qualifies, we’ll hook you up with state-of-the-art equipment at zero cost. Plus, our team handles the setup so you’re not stuck figuring it out alone.
New tech. No cost. No headaches.
Put Thousands Back Into Your Business
Ohana Pay’s dual pricing system gives your customers the choice: pay the standard price with a card or get a discount for paying with cash. It’s simple, transparent, and fully compliant—so you stop giving away 2–4% of every sale.
Whether you run a shop, restaurant, or service biz, we’ll help you keep more of your hard-earned money.
Get a terminal at no cost
Eliminate processing fees with Dual Pricing
No contracts or sign-up fees
Keep more of your profits where they belong: in your pocket
Payment Processing,
But Without The Fees.
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Calculate Your Savings
How Much Could You Save?
Use our calculator to see how much your business could save annually with Ohana Pay
Enter Your Business Details
Your Estimated Savings
Annual Savings with Ohana Pay
Based on your monthly volume and processing rate
Pricing that grows your business
Interchange Plus
Interchange Plus pricing gives you complete transparency, with separate costs for the actual transaction and a small fixed fee. It’s ideal for businesses that want clear, predictable costs with no hidden fees.
Transparent Rates
Easy To Understand
Competitive Pricing
Easy To Implement
Dual Pricing
With Dual Pricing, your customers choose between cash or card payments, and processing fees are automatically adjusted. It’s a simple way to eliminate your processing costs without sacrificing customer satisfaction.
No Processing Costs
Boosts Bottom Line
Simple To Implement
Most Popular
Surcharge
The Surcharge program adds a small fee to credit card transactions, helping offset your processing costs while keeping your pricing competitive. It’s compliant, transparent, and designed to save your business money.
Save 30-60%
Fully Compliant
Easy to Understand
Maximizes Profitability
Honest answers.
Honest pricing.
No contracts.
In Hawaii, your word is your bond. At Ohana Pay, we bring traditional island values to payment processing with straightforward pricing and honest business practices. As a locally-owned company, our reputation in the community matters. If we can't save you money or help your business, we'll tell you straight.
It's why we never lock you in with a long term contract. We prefer to earn your business every month!
Next Day Funding
No Cancel Fees
24/7 Phone/ Online Support
No Contracts
Accept All Cards
Rates locked-in
Local Support
Honest answers.
Honest pricing.
No contracts.
In Hawaii, your word is your bond. At Ohana Pay, we bring traditional island values to payment processing with straightforward pricing and honest business practices. As a locally-owned company, our reputation in the community matters. If we can't save you money or help your business, we'll tell you straight.
It's why we never lock you in with a long term contract. We prefer to earn your business every month!
Next Day Funding
No Cancel Fees
24/7 Phone + Online Support
No Contracts
Accept All Cards
Rates Locked In For Life Of Account
Local Hawaii Support
Complete Payment Solutions for
Hawaii's Local Businesses
From beachside food trucks to luxury resorts, we have island-optimized solutions for every business type.
In Store Terminals
Fast, secure terminals for smooth in-store transactions and happy customers.
Mobile Terminals
Accept payments anywhere with flexible, portable, and secure mobile devices.
Online Gateways
Simplify e-commerce with secure, seamless online payment processing solutions.
POS Equipment
Modern point-of-sale systems that manage payments, inventory, and customers.
Virtual Terminal
Accept card payments remotely through any device with no hardware required.
Invoicing
Send professional invoices with built-in payment options to get paid faster.
Real Support.
Real People.
No Runaround.
No phone trees. No overseas call centers. Just real humans who care about your business and answer when you call.
From setup to troubleshooting to growth, we’re with you every step of the way. Your dedicated, local Ohana Pay account specialist is just a call or text away.
24/7 U.S. and Hawaii based support
Dedicated account managers who know your business
Local Island reps
Keep 100% of your sales amount on every transaction.
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Our Clients Love The Program
Brenda - Aloha Smash Burger Waikiki
Being a small local business ourselves, we love working with and supporting other small local businesses too. Ohana Pay has always provided us with great customer service and I highly recommend them.
Danny - Koolau Nails Center
We appreciate Ohana Pay’s excellent local customer support. When we decided to switch from a basic terminal to the modern Clover one, it was a very simple process. We also appreciate that we were able to get it for free.
Jann - Ala Moana Eye Care Associates
Ohana Pay has consistently provided us with excellent service. Whenever we need assistance, their team is always quick to respond and incredibly helpful. We highly recommend them.
Kiki - Head & Toes Spa Waikiki
Ohana Pay has always given me great service, great rates and free equipment. I definitely recommend you give them a try.
Frequently Asked Questions...
How much can I save with Ohana Pay?
With our Dual Pricing program, you can eliminate up to 100% of processing fees, keeping more revenue in your business.
How does Dual Pricing work?
We set up your system to offer a cash price and a card price—allowing your customers to cover processing costs when they pay with a card.
What kind of businesses do you work with?
We serve restaurants, retail stores, service providers, and B2B businesses—anyone who processes payments.
Are there any contracts or sign up fees?
Nope! No contracts, no sign-up fees, no hidden costs. Just simple, transparent pricing.
How do I qualify for a free POS?
If you process $10K+ per month and enroll in our Dual Pricing, you qualify for a free device!
How long does it take to get set up?
Most businesses are fully operational within 24-48 hours after approval.
Ready to learn How Much You
Could save with Ohana Pay?
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Ohana Pay LLC. All Rights Reserved.
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Ready to learn How Much You Could save with Ohana Pay?
By submitting, I agree to the Privacy Policy and Terms of Use for Ohana Pay LLC. Standard message and data rates may apply, text STOP to end all SMS messages.